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'Bond and insured' no help with theft

Jan Stack Ledyard

Publication: The Day

Published 07/04/2012 12:00 AM
Updated 07/03/2012 05:51 PM

When hiring a business to perform a service for you, beware of the statement that the business is fully "bonded and insured." I recently had a significant amount of jewelry stolen from me. Although I have an alarm system I use consistently, and a dog, and despite the fact that no one had been in my home other than a representative of this company, I was told that I can't prove anything (I didn't catch anyone in the act) so their insurance would not cover anything.

Don't be lulled into a false sense of security by the words "bonded and insured."

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