Happy Birthday: Ease your way into new projects. Look at the big picture and divide what needs to be done into doable sections. Organization and preparation will be your keys to success. Don’t let anyone goad you into doing things that don’t fit your budget, schedule or plans. Problems will surface due to unexpected interference from someone who opposes your strategy. Your numbers are 4, 15, 23, 29, 30, 42, 47.

ARIES (March 21-April 19): Learn from past experiences and don’t go overboard. Problems with institutions will arise if you have overspent or failed to pay off your debt. Look over your personal papers and make sure you are up-to-date before year-end. 3 stars

TAURUS (April 20-May 20): Express restraint when faced with money matters. A bonus you were expecting may not live up to your expectations. Don’t overreact or make a fuss. Use your intelligence to help you make up the difference. Don’t spend what you don’t have. 5 stars

GEMINI (May 21-June 20): You’ll progress slowly but surely if you work diligently to tidy up loose ends in preparation for new endeavors. An opportunity to make personal changes to your lifestyle or look will boost your morale. 2 stars

CANCER (June 21-July 22): Don’t worry about what others do or think. You don’t have to spend a bundle if you don’t want to. Stay focused on what’s important to you and use your intelligence to deal with any seasonal pressures. 4 stars

LEO (July 23-Aug. 22): A shopping spree will end in delays and poor decisions if you aren’t careful. Don’t let your emotions take over and result in overspending. A romantic gesture doesn’t have to be expensive. Offer your assistance and affection. 3 stars

VIRGO (Aug. 23-Sept. 22): Emotional spending will get you in trouble. Offer less material gifts but more affection, attention and, most of all, time. Mix business with pleasure, but refrain from any sort of indulgence that may make you look bad. 3 stars

LIBRA (Sept. 23-Oct. 22): An emotional misunderstanding with someone you work with can cause tension. Do your best to share facts promptly. A surprise will be difficult to keep. Someone is likely to feel neglected, suspicious or left out if you are too secretive. 3 stars

SCORPIO (Oct. 23-Nov. 21): Helping others, making donations and reconnecting with people you haven’t seen in a while will make this an eventful day. Old debts and favors can be collected. An emotional situation will bring back memories that require words of wisdom. 4 stars

SAGITTARIUS (Nov. 22-Dec. 21): Learn from past mistakes and back away from anyone who tries to push you in a direction you don’t want to go. Stay focused on what you can do without going into debt. Make reasonable deals that promise a high return. 2 stars

CAPRICORN (Dec. 22-Jan. 19): Emotional spending on unnecessary items will be your downfall. Look for alternative ways to cut corners and save money. Don’t fall for sales pitches that promise the impossible. Offer genuine kindness instead of trying to buy love. 4 stars

AQUARIUS (Jan. 20-Feb. 18): Don’t lend, borrow or donate. Live within your means and refuse to let anyone guilt you into spending what you cannot afford to part with. If you feel the need to give something, offer your time or skills rather than cash. 3 stars

PISCES (Feb. 19-March 20): Look for bargains. Sticking to your budget will help ease the stress that accompanies debt. Say “no” to the things you don’t need, and look for cheap ways to please those you want to surprise. Don’t offer a false impression. 3 stars

Birthday Baby: You are steadfast, eager and ready for action. You are ambitious and tactful.