ARIES (March 21-April 19): Go over money matters, and make sure you've taken care of anything that needs to be updated before the year ends. Leave nothing to chance or in someone else's hands. A last-minute adjustment will lead to financial gain. 3 stars

TAURUS (April 20-May 20): You've got the moves, so don't hesitate to make things happen. Say what's on your mind, and set standards for others to follow. Don't wait for someone to initiate change; it's up to you to do what's best for you. 3 stars

GEMINI (May 21-June 20): You'll have plenty of energy, so put it to good use. Take the initiative to finish what you start. Tie up loose ends, and start thinking about what you want to do next. Cut ties with people who mistreat you. 3 stars

CANCER (June 21-July 22): You'll be in the mood to make positive personal changes. Partnerships and putting plans in motion that bring you closer to someone you love are favored. Leave nothing to chance; say what's on your mind. Romance is in the stars. 5 stars

LEO (July 23-Aug. 22): You may want to be wild and crazy, but don't take risks that damage your reputation. Concentrate on activities that lead to personal growth, self-improvement and less drama. The aim is to gain respect, not to overreact or do something you regret. 5 stars

VIRGO (Aug. 23-Sept. 22): Get together with friends or spend quality time with your love. Discuss your plans, and prepare to head in a direction that ensures stability and personal security. Don't overreact or make assumptions. Size up situations, and do what's necessary to maintain peace. 2 stars

LIBRA (Sept. 23-Oct. 22): Reevaluate your life, and eliminate what no longer matters to you. Closing one year and beginning another with a plan will lead to a brighter future. Stop waffling; let go of the past, and move forward with enthusiasm. 3 stars

SCORPIO (Oct. 23-Nov. 21): A creative pastime will spark your interest. Entertain the thought of taking a course or developing something that brings you joy into a lucrative endeavor. Don't limit your potential; take advantage of what you have to offer, and further your interests. 3 stars

SAGITTARIUS (Nov. 22-Dec. 21): Don't be fooled by what others say. Verify information before you pass it along. Concentrate on getting things done. Don't share personal information with anyone who may use it against you. Leave money and possessions in a safe place. 3 stars

CAPRICORN (Dec. 22-Jan. 19): Don't waffle; if there is something you want to change, do so with enthusiasm. Take responsibility for what unfolds, and you'll appreciate the rewards that follow. Use your power of persuasion to enlist the help of others. Romance is on the rise. 4 stars

AQUARIUS (Jan. 20-Feb. 18): Keep your life simple and your overhead down. Spend more time working on a schedule that will help you get in shape. Be ready to take on new adventures. Hard work and dedication will pay off. 2 stars

PISCES (Feb. 19-March 20): Tag along with someone who shares your interests, and you'll get a different perspective regarding what's possible. Don't hesitate to let your intuition lead the way. Unleash your creativity, and you'll discover a unique way to bring in additional cash. 5 stars